CASP z siedzibą w Danii4,8/5Penning a Coinbase — duńska platforma z licencją MiCA
Coinbase to jedna z największych giełd kryptowalut notowanych na giełdzie papierów wartościowych, z siedzibą w USA, której licencję MiCA prowadzi spółka Coinbase Luxembourg S.A. (CSSF, Luksemburg). EU customers often look for a MiCA-licensed alternative to Coinbase because (a) Coinbase pricing tends to include wider spreads on its retail interface, (b) the platform optimises for the US user experience, and (c) some EU customers prefer a CASP-licensed entity headquartered in their region.
Porównanie
Penning a Coinbase — punkt po punkcie
Coinbase ma siedzibę w: United States. Poniższe porównanie odzwierciedla opublikowane informacje o ofercie każdej z platform.
| Penning | Coinbase | |
|---|---|---|
| Licensing | CASP (Danish FSA), MiCA across the EU | MiCA via Coinbase Luxembourg S.A. (Luxembourg CSSF), authorised 20/06/2025; also VARA (UAE) and various US state licensesŹródło: ESMA CASP register + Coinbase MiCA announcement · sprawdzono 25 Jul 2026 |
| EU customer base | EU-residents only, Denmark-headquartered | Global retail; EU customers served via its Luxembourg entity |
| Tokens supported | 190+ supported assets | 250+ assets on the retail product |
| Native cross-chain swap | Native Swap — settles in the destination asset on 28+ chains | No native swap; swaps route via internal pairs only |
| Custody | Not held — crypto delivered to your own wallet | Pooled custody on retail tier; segregated on Coinbase Prime |
| Fiat rails | EUR + DKK SEPA, Danish bank | EUR (SEPA), USD (US customers); DKK not supported |
| Pricing model | Transparent fee shown pre-trade; no monthly fee | Spread + fee on retail; flat-fee Pro tier available |
| Portfolio management | Actively-managed Penning Invest strategies, FSA-supervised | No actively-managed retail product in the EU |
Dla kogo
Dla kogo Penning jest odpowiedni
Penning is a good Coinbase alternative if you want a Denmark-headquartered, MiCA-licensed platform with EUR/DKK rails, a named broker, and the option of actively-managed portfolios. Coinbase remains a strong choice for US customers and traders who prioritise asset breadth over EU-specific compliance.
Alternatywy
Inne porównania
Chcesz wypróbować Penning?
Załóż bezpłatne konto Penning w kilka minut. Licencja MiCA (CASP) wydana w Danii, kryptoaktywa wypłacalne na Twój własny portfel, brak opłat miesięcznych. Wpłaty w EUR przez SEPA.