CASP z siedzibą w Danii4,8/5Penning a Firi — duńska platforma z licencją MiCA
Firi to największa nordycka giełda kryptowalut (założona w Oslo w 2017 r., ok. 400 000 użytkowników), z autoryzacją MiCA wydaną przez norweski Finanstilsynet, notyfikowaną (paszportowaną) do Danii. Firi is now a fully MiCA-licensed Nordic exchange that serves Danish customers with DKK bank rails and Danish-language support, so the basics are close. It comes down to three things: Firi is Norwegian-regulated and custodial with a short ~18-coin list, while Penning is Danish-regulated, delivers crypto to a wallet you control, and lists 190+ assets with managed strategies.
Firi is a MiCA-licensed Nordic exchange (Firi AS, authorised by Norway’s Finanstilsynet, 22 May 2026) that serves Danish customers. Penning is the Danish-authorised alternative: supervised by Finanstilsynet in Denmark, non-custodial (crypto delivered to your own wallet), with 190+ assets and MiCA-licensed portfolio management.
Porównanie
Penning a Firi — punkt po punkcie
Firi ma siedzibę w: Norway (MiCA-licensed, passported to Denmark). Poniższe porównanie odzwierciedla opublikowane informacje o ofercie każdej z platform.
| Penning | Firi | |
|---|---|---|
| Regulatory status | CASP authorised by the Danish FSA (FTID 10902), MiCA across the EU | CASP via Firi AS (Norway’s Finanstilsynet), authorised 22/05/2026; passported into DenmarkŹródło: Firi + ESMA CASP register · sprawdzono 25 Jul 2026 |
| Who holds your crypto | Not held — delivered to your own wallet on every trade | Custodial — Firi holds client crypto; custody is part of its authorisationŹródło: Firi authorisation page · sprawdzono 25 Jul 2026 |
| Fiat rails | DKK via a Danish bank + EUR via SEPA | DKK bank transfer supported (free deposit; 45 kr. withdrawal, min. 500 DKK) alongside NOKŹródło: Financer.dk Firi review · sprawdzono 25 Jul 2026 |
| Pricing model | Transparent fee shown pre-trade; no monthly fee | 0.7% per trade, plus a 1–3% markup on direct purchases and +3.9% on card/Vipps/Apple PayŹródło: firi.com/prices + Financer.dk · sprawdzono 25 Jul 2026 |
| Assets | 190+ assets, delivered to your own wallet on 28+ chains | A curated list of roughly 18 assetsŹródło: Financer.dk Firi review · sprawdzono 25 Jul 2026 |
| Portfolio management | The only Danish CASP authorised for MiCA service (i); offered as Penning Invest | Automated savings and staking (ETH/ADA/SOL); no discretionary portfolio-management productŹródło: firi.com · sprawdzono 25 Jul 2026 |
| Native cross-chain swap | Native Swap — settles in the destination asset on 28+ chains | Not offeredŹródło: firi.com · sprawdzono 25 Jul 2026 |
| Danish tax documentation | A complete transaction record to support your own SKAT filing | In-app tax calculator; auto-reports under the EU’s DAC8 directive from 01/01/2026Źródło: Financer.dk Firi review · sprawdzono 25 Jul 2026 |
Dla kogo
Dla kogo Penning jest odpowiedni
Penning fits if you want a Danish-authorised (not passported) CASP, crypto delivered to a wallet you control, a far broader asset range, cross-chain Native Swap and managed strategies. Firi is a solid, now MiCA-licensed Nordic choice for a simple, curated buying-and-saving experience — particularly if you want a small, beginner-friendly app.
Najczęściej zadawane pytania
FAQ
Yes. Firi AS holds a MiCA CASP license from Norway’s Finanstilsynet (granted 22 May 2026), passported into Denmark, and it runs a Danish branch. It is Norwegian-regulated, not Danish.
Alternatywy
Inne porównania
Chcesz wypróbować Penning?
Załóż bezpłatne konto Penning w kilka minut. Licencja MiCA (CASP) wydana w Danii, kryptoaktywa wypłacalne na Twój własny portfel, brak opłat miesięcznych. Wpłaty w EUR przez SEPA.