DenmarkDenmark based CASP4.8/5

Invest in Crypto. Without the Hassle.

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Two actively managed strategies. Zero fixed fees. Regulated by the Danish FSA. You follow the performance — we handle the rest.

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Our packages

Investment Packages

Choose the strategy that fits your risk appetite — or talk to us, if you're an institutional investor.

Apply to investSee all packages
€5,000
Min.Invest.
24 hours
Lock-in term
30%Deposit < €50k
Performance fees
15%Deposit > €50k
Performance fees

Penning Trend

BTC & ETH spot holdings dynamically managed by our proprietary Phoenix Protocol adjusting exposure across market cycles to aim for more upside, less downside.

~APR20%
~Drawdown10%–30%
Risk level
Low–Medium
Profit potential
Medium–High
View strategy

Penning Trade

4–6 in-house algorithms trading BTC & ETH futures, long and short - 24/7. Designed to find opportunity whether markets rise, fall, or move sideways.

~APR+30%
~Drawdown10%–60%
Risk level
Medium–High
Profit potential
High
View strategy
Penning Trend

Penning Trend — Time the Market

What this strategy does

Penning Trend offers a sophisticated alternative to the conventional buy-and-hold approach to Bitcoin and Ethereum. Rather than passively holding through market cycles, Penning Trend seeks to generate meaningful relative outperformance against the underlying assets over time.

The product combines spot holdings in Bitcoin and Ethereum as core long-term exposure, with the Phoenix Protocol serving as the active market-cycle timing layer. The Phoenix Protocol dynamically adjusts exposure based on market cycles — aiming to capture more of the upside in bull markets and protect more of the downside in bear markets.

Think of it as a smarter version of simply holding Bitcoin and Ethereum. Instead of just sitting still, the strategy actively adjusts how much is held based on where we are in the market cycle.

Time horizon:
Long-term (2–5 years)
Risk:
Low–Medium
Profit potential:
Medium–High
How investing worksApply to invest
~APR20%
~Drawdown10%–30%
Risk level
Low–Medium
Profit potential
Medium–High
Penning Trade

Penning Trade — Markets Solved With Math

What this strategy does

Penning Trade is a dynamically rebalanced portfolio of proprietary algorithmic trading strategies, deployed across Bitcoin and Ethereum perpetual futures.

The portfolio is designed to be market-neutral, maintaining a balance of long and short positioning to generate returns that are independent of broader directional market trends. The portfolio draws on between four and six active strategies at any given time, each built in-house.

Capital is continuously evaluated and redistributed based on strategy correlation, rolling performance metrics, and prevailing market regime. This product runs a team of algorithms that trade Bitcoin and Ethereum futures around the clock.

They go both long and short, meaning the strategy is designed to find opportunities whether the market is going up, down, or sideways.

Time horizon:
Short – Medium term (1–2 years)
Risk:
Medium–High
Profit potential:
High
How investing worksApply to invest
~APR+30%
~Drawdown10%–60%
Risk level
Medium–High
Profit potential
High
Benefits
  • Professional crypto management from €5,000
  • Proprietary strategies designed for any market condition — up, down, or sideways
  • Fund via bank transfer (DKK, EUR) or crypto
  • 0% management fee — we only charge on profits
  • 24-hour exit notice. No long lock-ups. Your capital stays accessible.

About Penning Invest

Penning Invest offers two distinct portfolio management products - Penning Trend and Penning Trade — both designed to give you active, professionally managed exposure to the digital asset market.

You don't need to be a crypto expert. Our proprietary systems and professional team manage the strategies around the clock. You follow your portfolio's performance 24/7 via your personal investor dashboard.

No fixed management fees. We only earn when your portfolio performs. Access starts from €5,000 per product.

* Historical figures are based on backtested results (January 2020 – March 2026). Past performance is not indicative of future results. Capital at risk.

How to get started
01

Sign up

Fill in your details and submit required ID documents on our website.

02

Application approved

Most applications are reviewed and approved within 48 hours.

03

Start investing

Transfer your funds, we set everything up, and you track your portfolio live via your personal dashboard.

How it works

Your money, actively managed by professionals.

01

Sign up

Fill in your details and submit required ID documents on our website.

02

Application approved

Most applications are reviewed and approved within 48 hours.

03

Transfer your capital

Send your capital via bank transfer or crypto — whichever you prefer.

04

We set everything up

Our desk executes your block trade and establishes the technical connections to your trading account.

05

Start investing

Trading begins. Track your portfolio performance live via your personal investor dashboard.

Exit policy

How to exit

We will confirm receipt of your termination request. We require just 24 hours to process exits.

Partial exit

To partially withdraw your investment, send an email to invest@penning.dk. We will confirm receipt and process your withdrawal at the upcoming month end. Your remaining balance must be at least €5,000 per product to keep it active.

Full exit

If you wish to exit your investment with us, you notify this via email to invest@penning.dk. We will confirm that we have received your termination request and require 24 hours to terminate all investments. All positions are liquidated and your full balance is returned at the upcoming month end.

Danish FSA registered

Penning Financial Services ApS is registered with the Danish Financial Supervisory Authority as a Crypto Asset Service Provider as per MiCA-regulation. Registration confirms compliance with Danish AML/CTF rules, customer due-diligence and ongoing supervisory reporting.

View FSA record
What clients are saying

Testimonials

See all on Trustpilot
Excellent support and an easy-to-use platform! The phone is always answered quickly, or they call back shortly after if you have any questions. Just a few hours from fiat in your traditional bank to crypto in your own wallet.

Ulrik Bruhn

October 21, 2025

01/05

Still have questions? Explore our most asked answers

FAQ

The minimum investment is €5,000 per strategy. You can allocate to one strategy or split across both Penning Trend and Penning Trade.

Ready to put your capital to work?

Two strategies. Zero fixed fees. Regulated by the Danish FSA. Professional crypto management starts from €5,000.