Buy/Sell crypto in a safe, compliant & efficient manner, with fair market prices.
Simple KYC process
Buy/Sell crypto in a safe, compliant & efficient manner, with fair market prices.
Submit your buy, sell orders
Buy/Sell crypto in a safe, compliant & efficient manner, with fair market prices.
On- and off-ramp with Penning
Exchange crypto to fiat and vice versa. Let Penning bridge the gap between the traditional finance system and the world of cryptocurrencies. We work with local banks and payment service providers to ensure a smooth payout to your connected bank account.
Supported currencies:
Euro
EUR
DKK
Danish Krone
Low-risk savings strategy
What this strategy does
New asset classes bring new opportunities. Leveraging the technology of the crypto market, innovative savings products can be developed that maintain traditionally low-risk levels while offering higher, next-gen profit potential.
Penning Save offers safe, transparent and low-risk savings products for the risk averseinvestor that still wants to leverage the new technology the crypto market brings, and thus giving the potential for higher returns.
The majority of the investments done in Penning Save offer full capital protection, meaning the only risk we take on is the counterparty risk, which in this case is the worlds second largest crypto exchange.
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
5%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
0%–2%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Very Low
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
Penning Trend offers a sophisticated alternative to the conventional buy-and-hold approach to Bitcoin and Ethereum. Rather than passively holding through market cycles, Penning Trend seeks to generate meaningful relative outperformance against the underlying assets over time.
The product combines spot holdings in Bitcoin and Ethereum as core long-term exposure, with the Phoenix Protocol serving as the active market-cycle timing layer. The Phoenix Protocol dynamically adjusts exposure based on market cycles — aiming to capture more of the upside in bull markets and protect more of the downside in bear markets.
Think of it as a smarter version of simply holding Bitcoin and Ethereum. Instead of just sitting still, the strategy actively adjusts how much is held based on where we are in the market cycle.
Penning Trade is a dynamically rebalanced portfolio of proprietary algorithmic trading strategies, deployed across Bitcoin and Ethereum perpetual futures.
The portfolio is designed to be market-neutral, maintaining a balance of long and short positioning to generate returns that are independent of broader directional market trends. The portfolio draws on between four and six active strategies at any given time, each built in-house.
Capital is continuously evaluated and redistributed based on strategy correlation, rolling performance metrics, and prevailing market regime. This product runs a team of algorithms that trade Bitcoin and Ethereum futures around the clock.
They go both long and short, meaning the strategy is designed to find opportunities whether the market is going up, down, or sideways. Time horizon: Short – Medium term (1–2 years) Risk: Medium–High | Profit potential: High
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
40%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
10%–60%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Medium–High
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
Penning is a Danish crypto broker registered with the Danish Financial Authorities. Our services are open to clients across all EU states including the EEA.
Excellent support and an easy-to-use platform!
The phone is always answered quickly, or they call back shortly after if you have any questions.
Just a few hours from fiat in your traditional bank to crypto in your own wallet.
Ulrik Bruhn
October 21, 2025
The team behind Penning has many years of experience in the industry, and it clearly shows in their innovative trading platform. It’s user-friendly, highly secure, and easy to navigate.
I can highly recommend them for crypto trading.
Nicki Bech-Bjørnes
November 2, 2024
I exchanged crypto for Danish kroner, and the process went very smoothly with Penning.
Super fast service – it took no more than 30 minutes from placing the order to receiving confirmation of payout.
After that, it took about a day on average for the DKK to appear in my Danish bank account.
Philip Jefting
November 1, 2024
Fantastic experience using Penning.
Great help from Jimmie regarding the bank transfer.
I’ll definitely keep using Penning going forward – both for crypto in and out!!!
Bjarne
August 30, 2025
I’ve used Penning several times. Excellent service, fast execution, and it’s great to have Danish-speaking staff on support.
Everything runs smoothly and professionally.
A huge recommendation from me.
Morten Jacobsen
February 5, 2025
01/10
Our packages
Contact Jimmie Steinbeck
And learn more about the opportunities Penning Financial Services can offer for your Crypto related needs.
New asset classes bring new opportunities. Leveraging the technology of the crypto market, innovative savings products can be developed that maintain traditionally low-risk levels while offering higher, next-gen profit potential.
Penning Save offers safe, transparent and low-risk savings products for the risk averseinvestor that still wants to leverage the new technology the crypto market brings, and thus giving the potential for higher returns.
The majority of the investments done in Penning Save offer full capital protection, meaning the only risk we take on is the counterparty risk, which in this case is the worlds second largest crypto exchange.
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
5%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
0%–2%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Very Low
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
Penning Trend offers a sophisticated alternative to the conventional buy-and-hold approach to Bitcoin and Ethereum. Rather than passively holding through market cycles, Penning Trend seeks to generate meaningful relative outperformance against the underlying assets over time.
The product combines spot holdings in Bitcoin and Ethereum as core long-term exposure, with the Phoenix Protocol serving as the active market-cycle timing layer. The Phoenix Protocol dynamically adjusts exposure based on market cycles — aiming to capture more of the upside in bull markets and protect more of the downside in bear markets.
Think of it as a smarter version of simply holding Bitcoin and Ethereum. Instead of just sitting still, the strategy actively adjusts how much is held based on where we are in the market cycle.
Penning Trade is a dynamically rebalanced portfolio of proprietary algorithmic trading strategies, deployed across Bitcoin and Ethereum perpetual futures.
The portfolio is designed to be market-neutral, maintaining a balance of long and short positioning to generate returns that are independent of broader directional market trends. The portfolio draws on between four and six active strategies at any given time, each built in-house.
Capital is continuously evaluated and redistributed based on strategy correlation, rolling performance metrics, and prevailing market regime. This product runs a team of algorithms that trade Bitcoin and Ethereum futures around the clock.
They go both long and short, meaning the strategy is designed to find opportunities whether the market is going up, down, or sideways. Time horizon: Short – Medium term (1–2 years) Risk: Medium–High | Profit potential: High
~APR
Approximate Annual Percentage Rate — the expected yearly return based on current performance data.
40%
~Drawdown
Represents the potential decrease from a peak to a trough during trading activity.
10%–60%
Risk level
Indicates the estimated level of investment risk associated with this strategy.
Medium–High
Profit potential
Shows the likelihood of achieving higher returns relative to the assumed risk.
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