Penning Financial Services ApS is licensed by the Danish Financial Supervisory Authority (Finanstilsynet) as a Crypto-Asset Service Provider (CASP) under the EU's Markets in Crypto-Assets Regulation (MiCA).
Key facts to display (suggest as icon/stat cards):
Our license isn't a formality, it defines how we operate. From capital requirements and governance standards to ongoing supervisory reporting, every part of Penning's operations is subject to regulatory scrutiny. This means your engagement with Penning follows the same level of regulatory oversight applied to traditional financial institutions.
Asset Segregation
Client assets are held separately from Penning's operational funds. Your holdings are never used for company operations, lending, or any purpose other than your own transactions and strategies.
Custody & Control
Penning supports both custodial and self-custody models. For custodial accounts, assets are held with institutional-grade custody infrastructure. For self-custody users, our Native Swap product allows you to trade directly from your own wallet — including hardware wallets — while maintaining full control of your private keys.
Tier-1 Banking Partner
Fiat operations are conducted through a tier-1 Danish bank, ensuring that your fiat deposits and withdrawals are processed through a fully regulated banking partner within the Danish financial system.
Counterparty Risk Management
Where applicable, Penning works with established, globally recognized counterparties. We continuously assess and monitor counterparty exposure to manage risk on behalf of our clients.
